Functional Data Analysis Applied to Financial Risk: a Case Study in Ecuadorian Credit Unions. Latin-American Journal of Computing, [S. l.], v. 4, n. 1, p. 7, 2017. Disponível em: https://lajc.epn.edu.ec/index.php/LAJC/article/view/120. Acesso em: 8 oct. 2025.